LOWER YOUR BUSINESS LOAN PAYMENTS BY 80%

Start with a free Consultation

Talk to one of our Certified Debt Consultants for a free evaluation of your current business debt and available options. Our experts will take a step-by-step approach with you to help you understand all your options and answer any questions or concerns.

Discover your Savings

Find out how much time and money you could save by partnering with us to resolve your debt, get creditors off your back, lower your current payments by up to 80%, and resume what you do best, which is running your business!

Enroll with Us

Our team will take it from here. Stacked Debt Relief will begin to negotiate with your creditors, mitigate creditor harassment, and will be by your side throughout the process.

Benefits of STACK’s Plan

√  LEGAL REPRESENTATION

√  IMMEDIATELY increase your monthly cash flow

√  Lower Current Payments by 60%

√  Protect and Gain Back Control of Your Accounts Receivables.

√  Avoid possible 30% penalty fees you will have to pay to collections agencies ON TOP of the total Business Loan payback amount

√  Mitigate Creditor Harassment of you, your family, and day-to-day business.

√  Avoid Filing Chapter 11 Bankruptcy

√  Maintain Business Relationships for the Future

√  Focus on Running your Business, not Running from Creditors

√  Get your business back on track financially

How Stacked’s Debt Relief Works

Save

Negotiate

Settle

Let Stacked Debt Relief help you get your business out of debt.

Hey there, we’re Stacked Debt Relief! We’re experts in MCA debt relief and we offer personalized financial consultation and legal services to help businesses achieve financial freedom. Our dedicated team is committed to reducing your present payments by up to 60%, and we’ll work with you to find solutions to reduce debt, avoid bankruptcy, and mitigate creditor harassment. Let us guide you on the road to financial recovery and success – get in touch today for a comprehensive financial consultation!

CONTACT US

Testimonials

See what some of our clients are saying!

“

I was at a point where I could not even make payroll. Stacked had all the answers and hel[ed me get back control of my accounts receivables! Kenny was straight forward and with me every step of the way… And my legal team was amazing, Thank you Stacked!

– MICHELLE M.

FREQUENTLY ASKED QUESTIONS

What is Business Debt Relief?

Business debt relief is a service that helps small to mid-sized business borrowers lower their debt and free up cash flow. Whether you’re struggling with loan payments, receiving calls from debt collection agencies, facing lawsuits, or have a frozen bank account, our team will find the best path forward to resolve your debt and save your business.

 

Debt can be detrimental to your small business and peace of mind. The longer you’re behind on payments and the fewer funds available, the fewer options you might have, and you could face collections, UCC liens, lawsuits, and even frozen bank accounts. It could ultimately destroy your business. Debt settlement is a form of small business debt relief that allows you to settle for less than what you owe to your lenders. It can also help prevent collection calls, avoid bankruptcy, and limit the damage to your credit, making it easier for you to keep your business afloat while dealing with financial difficulties. If you’re a small business owner and need to control debt, we’re here to provide support, answer questions, and make a plan to get your debt under control, once and for all.

 

Receiving a judgment can be frightening and stressful. If you’ve received a judgment against your business, we can help you understand what this means for you and your business. Working with an experienced debt relief law firm is beneficial because we can support legal needs and help negotiate down your debt. We’ll work with your creditors to find solutions that make sense. We make our services simple for you with one low monthly payment that makes sense with your budget. That payment includes the payment to your creditors. The best part about the process is that, unlike a typical law firm, you will not receive a bill from us for services. Email us and find out how our services can help your business today!

 

For many people, debt relief is an excellent alternative to bankruptcy. Bankruptcy significantly drops your credit score and can be challenging to recover from, impacting your business’s ability to obtain credit. Unlike bankruptcy, debt relief options like settlement can help your creditworthiness. With debt relief, you eliminate the debt, free up your cash flow, and allow yourself to have much more control than if you were in bankruptcy court. When you work with Stacked Debt Relief, you will be walked through the process of avoiding bankruptcy and will be legally represented every step of the way. We have an open-door policy where you can call as often as you like for updates, helping to ease your concerns and allowing us to partner with you during the process. It’s all designed for you to succeed in getting the relief you need from the debts that are currently strangling your business.

 

Bankruptcy is a formal legal process that allows individuals or businesses to seek relief from overwhelming debts by either reorganizing their finances (Chapter 13 bankruptcy) or liquidating assets to discharge debts (Chapter 7 bankruptcy). While it provides a fresh start, it comes with significant repercussions. One of the most noteworthy downsides is the adverse impact it has on an individual’s credit score, which can last for a considerable period, typically spanning from 7 to 10 years. Consequently, obtaining loans, credit cards, or favorable interest rates during this period can be challenging.

 On the other hand, Merchant Cash Advance, Business Debt Settlement involves negotiating with creditors to pay off a portion of the outstanding debt for a lower sum, thus reaching a settlement agreement. This approach is often pursued when individuals or businesses are unable to meet their full debt obligations but wish to avoid bankruptcy. The advantage of debt settlement is that it can provide a more manageable and faster resolution to debt issues compared to bankruptcy and does not have a negative effect on your credit score.

The first qualifying factor is that you are falling behind on credit payments, most often caused by a financial hardship or unexpected event. Debt settlement is meant for when you are unable to pay creditors in full and also for those who are looking for an alternative to bankruptcy. In some situations, creditors or their attorneys will not negotiate a reduction. In these cases, we negotiate a payout plan within your budget.

There are several benefits to loan settlement. First, it can help you get out of debt quickly. If you’re struggling to make monthly payments, settling your loans can give you some breathing room. Second, it can save you money. When you settle a loan, you pay less than the full amount owed. This can be a huge relief if you’re struggling to make ends meet.

Yes! Absolutely, it is completely your decision which debts you would like to resolve.

Calling the creditors yourself can be time-consuming and stressful. Stacked Debt Relief has years of experience in debt settlements. Our program providers have long-standing relationships with MCA companies, collections companies, and law offices. With that said, you can trust that with our program, you will get the best possible settlement while you can focus on growing your business!

 

Stacked Debt Relief has an Attorney Network of 500+ local attorneys that handle all legal motions, as well as aid in the negotiations of your debts.

 

Our debt settlement program can help to settle a wide variety of debt problems, but not all debts will qualify for settlement. Merchant Cash Advances, Business Credit Cards, Vendor Debt, Business Loans. Most debts are categorized as either secured or unsecured debt. Unsecured debt often takes up a significant portion of a business’s overall debt. The good news is that it can be resolved as part of a debt settlement program. If the debt is based on collateral such as a truck, house, or piece of property, it is considered a secured debt. Specific examples of secured debt include a mortgage, truck loan, or equipment financing. Unfortunately, this type of debt cannot be settled because the creditor can simply relinquish the asset to recover the funds. Once the collateral is recovered, a creditor will look to recover any deficiency, which we can settle.

 

While you are contributing to your debt settlement program, your money will be deposited into a third-party account that you have full control over. It will be securely held at an FDIC insured bank. Your money in reserve will be used to pay your creditors, either in a lump sum after you’ve accumulated enough to do so or paid monthly in a structured payment plan.